Click HERE to activate your own Check21 Merchant Account in just a few minutes!


One-Time Activation Fee: $49.95 Monthly Fees: Zero
Merchant Discount Fees: 1.95% Transaction Fees: Zero


***Merchants referring other Merchants to sign up for this service will earn a: 0.40% Residual Commission of on all new payments processed.

Some customers still like to use traditional checks, but to save time and money new technology has allowed those paper checks to be converted into a digital version known as Check21. This is a fast, secure, and efficient way to offer an additional payment option to merchants while saving on transaction fees that are higher when accepting debit and credit cards.

Check21 is the new way for you to receive payments for all your goods and services! Get Real-Time processing AND payment, 24x7x365, from any customer with a valid US checking account – whether they buy in person, online, or by phone.

Our Check21 service includes your own personalized Check21 Gateway where you can process your payments anytime.

Click HERE to see a sample of a Check21 Gateway ( https://check21gateway.com/3122831077/ )


  • Returning customers need ONLY to provide their cell phone number to make a payment.
  • Our service includes a “cut and paste” BillPay Button which you can paste on your invoices for automatic payment requests.

Here's a very quick overview

  • Activate your Merchant Account in just 10 minutes.
  • Your first $1,000.00 of Check21 payments are included at NO additional charge.
  • You will receive your payments from your customers within 3 minutes.
  • Save money on the lowest processing fees in the eCheck industry, 1.95% Discount Fee, ZERO Transaction Fees.
  • You will Get Paid for the full amount you billed: Discount Fees are billed separately but only on approved transactions.
  • FREE Recurring Billing Service. You can select Daily, Weekly, Monthly, Quarterly, or semi-annually automated payments.
  • Earn 0.40% Residual Commissions on payments processed by any merchant you referred to us.
  • Reduce the Chargeback and Dispute periods from 6 months to 40 days.
  • NO reserves required.

A sample of 90 categories of merchants that qualify for Check21 Processing

  • Adult Products
  • Adult Videos
  • Adult Webcams
  • Airlines & Jet Charters
  • Alcohol & Liquor
  • Art Collectors
  • Bankruptcy Lawyers
  • Bongs & Glassware
  • Business Advisors
  • Business Opportunity
  • CBD Oil
  • CBD Products
  • Coins & Collectibles
  • Computer Software
  • Contractors
  • Credit Repair
  • Crypto & Digital Currency
  • Dating Services
  • Debt Collections
  • Debt Consolidation
  • Document Preparation
  • E-Cigs and Vapes
  • Electronics
  • Escort Services
  • Event Ticket Brokers
  • Extended Warranty Providers
  • Fantasy Sports
  • FFL Dealers
  • Financial Planning
  • Firearms & Ammo
  • Forex Trading
  • Furniture Stores
  • Health Fitness Clubs
  • Hemp Products
  • High Average Ticket
  • Import / Export Brokers
  • Insurance Brokers
  • Kratom
  • Life Coaching
  • Lingerie Sales
  • Loan Modification
  • Lotteries or Sweepstakes
  • Magazine Subscriptions
  • Male Enhancement
  • Marijuana & Cannabis
  • Marketing Services
  • Membership Programs
  • Merchants with Bad Credit
  • Modeling & Talent Agencies
  • Moving Companies
  • Multi-Level Marketing
  • Numismatic Investments
  • Nutraceuticals
  • Online Dating
  • Online Gaming
  • Online Sports
  • Paraphernalia
  • Pawn Shops
  • Payday Loans
  • Penny Stocks
  • Peptides & SARMs
  • Pharmaceuticals
  • Phone Order Sales
  • Prepaid Calling Cards
  • Psychics & Fortune Tellers
  • Real Estate Agents
  • Replica Accessories
  • Self-Defense Products
  • SEO Services
  • Social Networking Sites
  • Sports Betting
  • Student Loan Relief
  • Subscription & Recurring
  • Supplements
  • TAX Consultants
  • Tech Support
  • Telemarketing
  • Telemarketing services
  • Third-party Manufacturing
  • Tickets & Events
  • Timeshares
  • Tobacco
  • Tour operators
  • Transportation
  • Travel Agencies
  • Vitamins
  • VOIP Services
  • Warranties
  • Web Design
  • Weight Loss Programs

Merchant Account Costs & Merchant Processing Charges:

  • Check21 Gateway Activation Fee: $49.95
  • Check21 Gateway Monthly Fee: $0.00
  • Merchant Processing Discount: 1.95%
  • Merchant - Per Transaction Fee: $0.00
  • Reserve Requirements: $0.00 NO Reserves Required